Cargex
Cargo financed → stock → customer lifting → cash recovery
The operations and cash-control layer for mid and small bulk importers in Ghana — between ERDMS and your books.
Purpose
Know what you can sell — and when cash comes back.
Cargex does not replace NPA ERDMS or GRA ICUMS. It becomes the internal system of record for stock ownership, credit exposure, liftings, invoices, and bank repayment visibility — so ops and finance stop reconciling chaos in Excel.
Core capabilities
Everything from discharge to repayment in one workspace.
Stock & available-to-sell
Track physical, held, and committed volume so sales never oversell financed inventory.
Cargo cost & margin
Land costs in GHS, release stock when finance clears, and see provisional margin by cargo.
Customer sales & liftings
Confirm against credit headroom, record liftings, and reconcile ERDMS depot statements.
Cash recovery view
Invoice lifted volume, allocate receipts, and show the bank what cash is coming in.
Tenant-isolated workspace
Each BIDEC gets its own ops and finance ledger — no cross-tenant leakage.
Roles & MFA
Admin and finance enroll TOTP. Sensitive exports and cash actions stay role-gated.
Pricing
Tiered SaaS by BIDEC scale — not per-user tax.
30-day trial, then Small or Mid. Soft cargo bands with overage. Annual prepay saves two months. Indicative GHS list prices for design-partner validation.
Trial
Free
30 days · full product
- 1 admin with MFA
- All ops + cash modules
- Then activate Small or Mid
Small
GHS 2.5–4k
per month · up to 8 seats
- ~4 cargos / month included
- Core ops + receivables
- Excel / CSV export
Mid
GHS 8–15k
per month · or USD 800–1,500 · up to 25 seats
- Higher cargo band · Sage / QuickBooks
- Bank repayment views · priority support
- Financier add-on available as pilot
Built for the way Ghana BIDECs actually move product and money.
Between ERDMS and the ledger
Not another full ERP. The control layer that sits between NPA platforms and Sage, QuickBooks, or Excel.
Built for Ghana bulk import
PMS, AGO, depots, customer credit terms, and cargo financing — named the way BIDEC teams already work.
Clear path to repayment
From discharge and financial release through lifting, invoice, and receipt — so financiers see recovery, not spreadsheets.